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Financial services organizations around the world have recognized that credit-related insurance programs have become an important contributor to their overall profits. These industry leaders include banks, finance companies, retailers, utility companies, credit card issuers, residential mortgage originators, and educational institutions.

To meet this growing demand for credit insurance products, GMD Credit has local representatives in more than 60 countries and functions as a distinct business unit within the AIG Group Management Division. Today, GMD is a leading credit-related insurance provider throughout Europe, Asia, Latin America and the Middle East. GMD Credit works through AIG subsidiary life insurance companies such as American Life Insurance Company (ALICO), American International Assurance Company, Limited (AIA) and others or through non-Life operations such as American International Underwriters (AIU) depending on program coverages.

Through "AIG Advantages", GMD Credit provides a vast global business network to creditors and other organizations. With expertise in product development, underwriting, marketing and sales training, clients can count on GMD Credit to build successful and profitable credit insurance programs for their businesses.