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The health insurance was a kind of the insurance product that specially guaranteed the health cost or the maintenance of these insurance members if they fell ill or experienced the accident. In broad outline had two maintenance kinds that were offered by insurance companies, that is treated inap (in-patient treatment) and treated the road (out-patient treatment). The health insurance product was held both by the social insurance company, the spirit's insurance company, and also the publics insurance company. In Indonesia, PT Askers Indonesia was one of the social insurance companies that held the health insurance to his members who especially are the good civil servants civil and non-civil. Their children were also guaranteed up to the age 21 years. The pensioners together ed with the wife or the husband was also guaranteed for life. Several loss insurance companies and the life insurance marketed also health insurance programs with various different variant sorts. Generally the insurance company that held the health insurance program co-operated with provider the good hospital directly and through the institution.